Fund- Super Big Fund Objective- Large Cap-Fund ROR 13% SD 18% Market Correlation (r) = 0.95 Yield = 2.00%

Sarah and Gabe are interested in investing more heavily in growth mutual funds. They are particularly interested in the Super Big Fund in the large-cap category. They have asked, based on the performance data in the information that you have received, what the probability is for the Super Big Fund experiencing a return of less than -5% in any given year? How is this solved without using the Z Table?