Give the correct answer and provide detailed explanation?? Don't copy from internet.

QUESTION 29 Looking to buy a new car, Eddie applies for a loan at a credit union since he's a member, but the loan officer doesn't tell him the loan terms. This violates a. the Fair and Accurate Credit Transactions Act. b. the Truthin Lending Act. c. no federal law. d. the Fair Debt Collection Practices Act. 1 points QUESTION 30 Spicy Salsa, |nc., complains to the Federal Trade Commission (FTC) about an ad broadcast by Tangy Taco Sauce Company, Spicy's competitor. The FTC investigates and concludes that the ad is deceptive. The FTC's next step is to a. permit Spicy to broadcast simiiarly deceptive counteradvertising. b. draft a formal complaint. c. conduct negotiations between the competitors. d. issue a ceaseeandedesist order. 1 points QUESTION 31 The Consumer Product Safety Act requires the distributors of consumer products to notify the Consumer Product Safety Commission (CPSC) immediately if they receive information that a product "contains a defect which . . . creates a substantial risk to the public.\" True False 1 points QUESTION 32 The FTC's Telemarketing Sales Rule (TSR) applies to any offer made to consumers in the United States a. None of these choices. b. except online offers. c. except offers in print and writing d. even if the offer comes from a foreign firm