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How are long-term care services paid for in the US? What coverage does Medicare offer? Who pays? Why has long-term care insurance not gained popularity

How are long-term care services paid for in the US? What coverage does Medicare offer? Who pays? Why has long-term care insurance not gained popularity with consumers? Would you purchase this insurance from your own funds? How else can people pay for their LTC services? One to two Paragraphs please

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