I cannot figure these out and really need some help. Thanks

1. what is net capital spending for 2014? $2,105 $2,130 $1,115 -$28 $0 2. What is the capital intensity ratio for 2014? .65 times 1.83 times 1.04 times 1.13 times 1.54 times 3. Toni's has a net cash inflow for the quarter of $387.50. The beginning cash balance is $211.21. The firm has $522 in short-term debt with a quarterly interest rate of 1.8 percent. Company policy is to maintain a minimum cash balance of $200. How much does the firm need to borrow or how much can it repay on its loan to have a zero cumulative surplus for the quarter? Repay $276.31 Repay $187.69 Repay $389.31 Borrow $176.69 Borrow $187.31 4. Which of the following will increase the effective annual rate (EAR) of a loan? Decreasing the annual percentage rate (APR) Decreasing the frequency of the interest rate compounding Increasing either the annual percentage rate (APR) or the compounding frequency Applying only simple interest Changing from continuous compounding to daily compounding of interest 5. Which one of these statements concerning two annuities is correct? Assume both annuities have $1,000 annual cash flows for four years. The annuity due is more valuable than the ordinary annuity. The ordinary annuity will pay on the first day of each time period. The ordinary annuity will have the highest value at the end of Year 4. Both annuities are of equal value given any discount rate. The annuity due will pay one more payment than the ordinary annuity. 6. What is the effective annual rate of 16.5 percent, compounded continuously? 17.94% 17.43% 16.96 18.21% 18.57% 7. An annuity costs $185,000 today and provides monthly payments of $650 for 40 years. The first payment occurs one month from today. What annual rate of return does this annuity offer? 2.88% 2.40% 3.16% 4.55% 4.22% 8.The bonds offered by Leo s Pumps are callable in 4 years at a quoted price of 102. What is the amount of the call premium on a $1,000 par value bond? $2.00 $8.00 $43.49 $23.33 $20.00 9.Dirt Bikes just announced that its next annual dividend will be $1.42 a share and that all future dividends are expected to increase by 2.5 percent annually. What is the market rate of return if this stock is currently selling for $14.11 a share? 13.67% 10.00% 9.76% 12.87% 12.56% 10. Snider's Hardwoods adheres to a 40 percent dividend payout policy and has a return on assets of 11.3 percent. The firm's debt-equity ratio is .45. What is the firm's rate of growth? 9.83% 6.78% 4.10% 6.55% 7.39%