I need help with the attached document. This assignment only needs to be answered with a few sentences each.

Complete the Chapter Exercises #1-13, in 2-4 sentences each on p. 150. Include a paragraph explaining how you can apply what you've learned in this chapter to your job 1. Check Northwestern Mutual's Web site at http://www.nmfn.com/. Select Learning Center and then Calculators, and do an exercise on the savings needed for college. What is the relevance of this exercise to retirement? What are the factors relevant to making this calculation? 2. On the same site, go to the Longevity Game and alternate some variables to see what factors affect one's life span. How is this relevant to the cost of an employer-sponsored retirement plan? 3. Check out the Power of Tax Deferral at the Northwestern Mutual site, and Double your Money to see how tax deferral and interest rate assumptions can affect your accumulation of wealth. 4. Determine the percentage of replacement income you can expect in retirement by checking http://www.wsharpe.com. Check the retirement worksheet to determine the replacement income an annuity purchased at retirement would generate. (Go to the Web site, select worksheets, and then select retirement.) Choose three different sets of variables in the boxes provided to see how these affect your replacement income percentage. Write up a summary briefly discussing your conclusions. Then check http://www.prudential.com/ (Products and Services, Investments, Annuities) and provide a recommendation with respect to the purchase of an annuity as a guarantee of retirement income. Explain your recommendation. 5. Go to http://www.money.com and select Calculators, then Retirement Planner, and determine whether your hypothetical situation will produce enough money to retire. 6. Go to http://www.bloomberg.com/ and go to calculators. Determine how much you can accumulate in your 401(k) when you include employer matches and disciplined savings. 7. Check http://www.prudential.com/ and Products and Services, Investments, and Annuities. Determine the annual retirement income generated by hypothetical savings based on several assumptions. Do the same with http://www.immediateannuities.com/. 8. Assume you have contributed to your 401(k) for 30 years and have an account accumulation of $800,000. What annual income would this yield for the remainder of your lifetime when you retire next month as age 65? What are your assumptions? 9. What is a Roth IRA and how does it differ from an IRA? Check http://www.ira.com/ for the answers and be prepared to discuss why and when you would select one or the other. 10. With respect to retirement planning, we must remember there are three legs to the stool and one is Social Security. How much can you expect to receive from Social Security? Check http://www.ssa.gov/ and go to Benefit Calculators. Then calculate your hypothetical Social Security benefit at the appropriate retirement age. Also, be prepared to discuss average indexed monthly earnings, primary insurance amounts, bend points, and monthly benefit amounts. 11. You are a small employer with 85 employees. Recruiting and retention factors lead you to conclude that you should offer some type of retirement plan for your employees. Identify and briefly describe an optimal plan that would best support your HR objectives and minimize your administrative expense. 12. Your friend indicates he has opened an IRA account and funded it with tax-free municipal bonds. Is this a good strategy? Explain. What should his investment strategy be with respect to an IRA? Would it be different for a Roth IRA? What are the adjusted gross income limits for regular and Roth IRAs? (See http://www.dol.gov.) 13. Your older friend is considering retirement and wants to know if and when she can get the green light to notify her employer. Go to http://www.choosetosave.org/ballpark/ and select Interactive Ballpark. Make two sets of assumptions for each category. Describe what you did and discuss the different results