Identify the peril that is covered in the broad causes of loss form of an ISO commercial property policy, but not in the basic causes of loss form. O a. Vandalism O b. Sinkhole collapse O C. Lightning O d. Volcanic action O e. Breakage of glass QUESTION 5 If the business is a proprietorship and the all the vehicles used are private passenger automobiles, a personal auto policy does not cover the automobile exposure and other forms of automobile insurance must be purchased if the exposure is to be insured: O True O False QUESTION 6 If the commercial general liability policy is a(n) policy, it will cover liability for events that take place within the policy period, regardless of when the plaintiff makes a claim. O a. replacement O b. claims-made O c. extended replacement O d. actual cash De. occurrence