In 2018 fewer than 10% of Americans were "upside down," on their home mortgages, meaning that they owed more on the mortgage than their home was worth. During the Great Recession, that figure was closer to 30%. Of those upside-down homeowners, some walked away from their mortgages. Many declined to walk away due to the fears of the consequences on their credit records and the cost of changing homes. Some continued to make payments because they felt that walking away would be immoral.

Instructions:

Make the argument that deliberately walking away from an upside down home mortgage is immoral.

Make the argument that walking away is not immoral