In one year your wealthy younger sister will begin depositing $5,000 each year into a savings account for your retirement. The account will compound Interest at 5 percent annually and you can't withdraw any money from the account until you retire in 40 years. Which of the following statements is correct? Multiple Choice The future value of the account is equal to $5,000 *(1 +00540_$35199.94 The account's value at retirement will be $210,000 O The total amount of interest you will earn will equal $5,000*0,05 40 $10,000 The present value of this investment is equal to $5,000. The account's value at retirement is $603,998.87 You took out a loan with an effective annual interest rate of 12 percent. What is the equivalent 18-month interest rate on this loan? Note: I don't want the APR, I want the EPR (the actual interest rate charged over 18 months). (Click to select) (Click to select) 7.85% 18.68% 18.53% 18.36% 18.76%