In the week about to begin, a bank expects $30.2 million in incoming deposits, $20.8 million in deposit withdrawals, $15.3 million in revenues from the sale of non-deposit services, $24.7 million in loan repayments by customers, $5 million in the sale of bank assets, $45.8 million in borrowing by the bank in the money market, $60.4 million in acceptable loan requests, $10.3 million in repayments of bank borrowings, $4.5 million in cash outflows to cover other operating expenses, and $11 million in dividend payments to its stockholders. The bank's net liquidity position for the week is expected to be:

a,$14 million surplus

b,$14.8 million deficit

c,$4 million deficit.

d,$30 million surplus