Jenn King, CFA, specialized in research on real estate companies at Cornerstone Country Bank for 20 years. King recently started her own investment research firm, King Investment Advisory. One of her former clients at Cornerstone asks King to update a research report she wrote on a real estate company when she was at Cornerstone. King updates the report, which she had copied to her personal computer without the bank's knowledge, and replaces references to the bank with her new firm, King Investment Advisory. King also incorporates the conclusions of a real estate study conducted by the Realtors Association that appeared in the Wall Street Journal. She cites the Journal as her source in her report. She provides the revised report free of charge along with a cover letter for the bank's client to become a client of her firm. Concerning the reissued research report, King least likely violated the CFA Institute Standards of Professional Conduct because she: did not cite the actual source of the real estate study solicited the bank's client did not obtain consent to use the bank report