Josey Corporation is preparing their cash budget for 2022. The expect a beginning cash balance of $100,000, cash receipts of $380,000, and cash disbursements of $420,000. If the company requires a $90,000 minimum cash balance, what should the company expect to borrow at the end of 2022? a. $100,000 b. $60,000 c. $30,000 d. $0