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Joy died on November 5, 2018. Soon after, Joy's death, the executor discovered the following insurance policies on Joy's life. policy # owner. beneficiary. face

Joy died on November 5, 2018. Soon after, Joy's death, the executor discovered the following insurance policies on Joy's life.
policy # owner. beneficiary. face value
123. Joy. joy husband. 400,000
757 Joy son. joy estate. 225,000
848. Joy son. Joy son. 300,000
414. joy daughter. joy husband. 175,000
Joy transferred ownership of policies 757 and 848 to her in 2009. She gave ownership of policy 414 to her daughter in 2016, Indicate the amount includible in Joy's gross estate for each policy

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