Karle wants to purchase her first home six years from today. She will need $20,000 to make her down payment. She can earn an interest rate of 9.3% on her investments. If she invests today (at Year 0), how much will she need to invest to have enough for her down payment? What if she waits one year before investing (at Year 1)? What if she waits two years, etc.? Complete the following timeline by dragging the appropriate present value (by year) of the $20,000 earned at the end of six years.