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Larrys claim for damages to his vehicle, after a hailstorm, which took place on the 10 th of April, was rejected by his Insurer. The

Larrys claim for damages to his vehicle, after a hailstorm, which took place on the 10th of April, was rejected by his Insurer. The grounds hereof was as a result of Larry failing to make payment of his premium for April. Larrys premium is debited on the 26th of the month (26 March in this case). However, the premium was returned as unpaid. The Insurer then submitted another debit order on the 11th of April (15 days after the agreed debit order date). Once again, the debit order was returned unpaid. Choose the correct statement.

a. The Insurer is entitled to reject the claim based on the missed premiums.
b. Andrews policy lapsed the moment the first debit order was not successful.
c. The fact that Andrew has never missed a premium before will count in his favour when submitting a complaint to the Ombudsman for Short-term Insurance.
d. The Insurer is acting contrary to law, as at least 30 days have to be given to Andrew to pay the missed premium.
e. None of the above

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