Latesha Moore has a choice at work between a traditional health insurance plan that pays 80 percent of the cost of doctor visits after a $250 deductible and an HMO that charges a 55 co-payment per visit plus a $18 monthly premium deduction from her paycheck Latesha anticipates seeing a doctor once a month for her high blood pressure The cost of each office visit is 560. She normally sees the doctor an average of three times a year for other health concerns. Comment on the difference in costs between the two health care plans and the advantages and disadvantages of each. Latesha would pay an annual out-of-pocket cost with the traditional plan of Round to the nearest dollar) Latesha would pay an annual out-of-pocket cost with the traditional plan of Round to the nearest dollar) Latesha would pay an annual out-of-pocket cost with the HMO plan of (Round to the nearest dollar) Latesha would pay more out-of-pocket cost with the plan (Select from the drop-down menu) Comment on the advantages and disadvantages of each hoalth plon (Select the best choice below. OA. An advantage of a traditional plan is greater choice in medical care providers as opposed to an HMO that limits choices through higher charges for non-affiliated doctors or difficulty in gelting referrals Typically more expensive coverage and additional paperwork to process claims are disadvantages of a traditional health care plan Advantages of an HMO plan include less expensive cost of coverage reduced paperwork, and a focus on preventive care (many HMOs provide regular physical examinations) A disadvantage of the HMO would be possible restrictions on Latesha s choice of doctors and hospitals This could be an issue since she has an identified medical problem and may need the care of a specialist Under elther plan she will pay some of her health care costs out-of-pocket OB. An advantage of an HMO is greater choice in medical care providers as opposed to a traditional plan that limits choices through higher charges for non-affiliated doctors or difficulty in getting referrals Typically more expensive coverage and additional paperwork to process claims are disadvantages of a HMO pian Advantages of a traditional plan include less expensive cost of coverage reduced paperwork and a focus on preventive care many traditional plans provide regular physical examinations) A disadvantage of the traditional plan would be possible restrictions on Lalesha s choice of doctors and hospitals This could be an issue since she has an Identified medical problem and may need the care of a specialist Under either plan she will pay some of her health care costs out-of-pocket cket cost with the HMO plan of $ (Round to the nearest d cost with the plan. (Select from the drop-down m Avantages of Select the best choice below.) HMO an is greater traditional re providers, as opposed to a onal paperwor. are disadvantages of a traditi clude less expensive cost of coverage, reduced paperwork, and e of doctors and hospitals. This could be an issue since she has eater choice in medical care providers, as opposed to a tradition onal paperwork to process claims are disadvantages of a HMO vide regular physical examinations). A disadvantage of the tradi