Louise is applying for a small-business loan. She provides the bank with the following information: cash in checking accounts, $1,250; cash in savings, $8,500; first mortgage on house, $155,000; home equity loan, $4,600; home market value, $389,000; automobile market value, $26,000; automobile loan outstanding, $18,750; credit card debt $950. What is Louise's debt to asset ratio percentage? Enter your answer rounded to 2 decimal places, = example 0.15 What is Louise's debt to equity ratio?