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Mark, Marla and James are investing their savings. Mark tells his stockbroker to buy Apple's equity shares for him. Marla invests in Liberty Mutual Fund

Mark, Marla and James are investing their savings. Mark tells his stockbroker to buy Apple's equity shares for him. Marla invests in Liberty Mutual Fund while James buys US Treasury bonds. Who is considered to be involved in direct finance?
Mark
Marla
James
Mark and James
Marla and James
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