martin is $44$ years of age and is contributing the maximum amounts to his employer$-$sponsored retirement plan and roth IRA. he has additional money to invest on a monthly basis and is concerned about the effect of current taxation on any investment he decides to make. He is attracted to the stock market but has concerns about losing money if the market declines. Which of the following would not be available to martin if he purchased a traditional fixed annuity.

A guaranteed value of teh principal for his beneficary if martin dies prior to annutizing

B$.$ a guaranteed amount of money at retirement

C$.$ a tax$-$deferred possible hedge against inflation

D$.$ a guaranteed stream of income in retirement