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Mary owns a home with a with a replacement value of $331,389. She purchased home insurance in the amount of $200,000, and therefore does not

Mary owns a home with a with a replacement value of $331,389. She purchased home insurance in the amount of $200,000, and therefore does not meet the 80% rule. If Mary's deductible is $3,000 and a BBQ fire caused $75,000 worth of damage, how much will Mary have to pay herself?

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