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Megan has belonged to her employer's defined-benefit pension plan for three years, and she has worked for this employer for a total of five years.

Megan has belonged to her employer's defined-benefit pension plan for three years, and she has worked for this employer for a total of five years. The pension plan will provide her with 1.5% of her career average earnings for each year of service. If she earns $32,000 this year.

What is her pension adjustment amount?

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