Mrs$.$ Smith has a $13-$year$-$old son who will go to college at $18$ years old. She has to pay the $$32,000$ tuition fee for each year in college $(4-$year college$).$ The interest rate is $10\%$ compounded annually. How much does she need to put in the bank each year $(1$ year from now until her son is $18$ years old$)$ to cover all the costs?