Nozipho buys a property for R$1500000.$ after a deposit $,$ she takes a loan for the remaining amount of R$1275000$ at an interest rate of $9\mathrm{.}2\%$ per annum $,$ compounded monthly over a period of of $20$years $.$ the monthly instalment on the loan is R$11632,02.$ calculate the outstanding balance. after $7$ years due to financial diffulty $,$ Nozipho misses $5$ conservative payments $.$ thereafter he continues making monthly payments into the loan account until the end of the $20$ year period. calculate the value of the new monthly instalment to settle the loan.