On its most recent statement of cash flows, a company reported net cash provided by operating activities of $12,000,000. Its capital expenditures for the same year were $2,000,000. A note to the financial statements indicated that the total amount of debt that would mature over the next five years was $20,000,000. REQUIRED: 1. Compute the companys cash flow adequacy ratio. 2. If you were a banker considering loaning money to this company, why would you be interested in knowing its cash flow adequacy ratio? Would you feel comfortable making a loan based on the ratio you computed in part (1)? Explain your answer.