On June 1^st, Joe issued a check to Dick for $ 100 for auto repairs.

On June 3^rd,Dick endorsed the check to Bob ( "Pay to Bob" ) in payment for cleaning.

Later, Bob changed the amount of the check to $ 1,000 .

On June 7^th, Bob negotiated the check to Melvis in exchange for various pieces of used

and antique furniture. Melvis took in good faith and without notice.

On June 9^th, Joe experienced problems with his motor vehicle and these were the very

same problems he paid Dick to fix. As a result, he wrote a letter to his bank, Chase Bank,

requesting that it "stop payment" on the check he issued to Dick for $ 100 and placed it

in a US mailbox.BUT, it contained thewrongaddress for the bank. Later that same day

Joe suffered a heart attack and died.

On June 15^th, Melvin negotiated the check to Pat in payment of a debt and with the

words: "Pay to Pat. Without Recourse. Melvis."

On June 17^th, Chase Bank was advised by Joe's family of his death.

On June 18^th, Pat deposited the check with his bank, TD bank.

On June 19^th, the check was received by TD Bank for payment and at the same time, the

mailman delivered the mail including Joe's letter. The check was paid for $ 1,000.

In July, the Estate of Joe received the monthly check statement from TD Bank and

discovered that a check issued by John for $ 100 had been honored for $ 1,000. It also

learned that Joe had attempted to "stop payment." The Estate consults you about its

rights and the rights of all parties.Discuss fully.