One of your clients, Art, is the president of an alumni organization which represents 600 active members. The alumni has been shopping their existing group insurance plan ahead of the next renewal and you are providing them with competitor information in response to their request for information (RFI). Which of the following statements concerning coverage for the alumni organization is correct?

a) Soliciting membership in the group plan will be the agent's responsibility

b) A pre-determined percentage of members must join in order to establish the group plan

c) Plan members will be responsible for paying the insurance premiums

d) The benefits will not be similar to those offered by other group plans