You meet with Earl and Gina to discuss long-term care (LTC) insurance. They do not have any children or close next of kin that they can depend on should they require long-term care. They want coverage that will provide them with financial assistance which would allow them to stay in their home should their health deteriorate. Earl qualifies for an LTC insurance policy with a rider that offers him up to 1 year (365 days) of home care coverage at a maximum of $400 a day and a maximum benefit of $146.000. Which of the following statements is correct? If the cost of the care was $500 per day. Earl's benefits would cover the difference at the same term. If the cost of the care was $300 per day. Earl's benefits would be extended to 2 years. if the cost of care was $200 per day. Earl's benefits would remain at a 1 year term. if the cost of care was $200 per day. Eart's benefits would be extended to 2 years.