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Out of the 5 trends posted The Expansion of Membership from Digital to Physical Goods Mature Businesses Are Learning from the Startups Rewards Programs Transition

Out of the 5 trends posted

  1. The Expansion of Membership from Digital to Physical Goods
  2. Mature Businesses Are Learning from the Startups
  3. Rewards Programs Transition to Premium Membership
  4. Healthcare's Slow and Painful Transition to Patient-Centered Care
  5. The Internet of Things (IoT) Enables Membership Of Things (MoT).

Which has had:

1) the most impact of the global market and 2) the most impact on the daily lives of the consumer?

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