please answer both

Derek borrows $39,333.00 to buy a car. He will make monthly payments for 6 years. The car loan has an interest rate of 6.18%. After a 12.00 months Derek decides to pay off his car loan. How much must he give the bank? Submit Answer format: Currency: Round to: 2 decimal places 24 Derek decides to buy a new car. The dealership offers him a choice of paying $563.00 per month for 5 years with the first payment due next month) or paying some amount today. He can borrow money from his bank to buy the car. The bank requires a 6.00% interest rate. What is the most that he would be willing to pay today rather than making the payments? Submit Answer format: Currency: Round to 2 decimal places