PLEASE EVALUATE/ comment/ analyze THIS FINANCIAL RISK OF ACB BANK IN VIETNAM AND then give conclusion for this table as well.

URGENT, PLEASE HELP, THANK YOU

For non-U.S. and financial institutions, a modified version of the formula called Z"- Score is used. Z=6.56A+3.26B+6.72C+1.05D+3.25 A= Working Capital / Total Assets B= Retained Earnings / Total Assets C= Operating Income / Total Assets D= Book Value of Equity / Book Value of Liabilities Note, guidance in the paper advises the use of Net Tangible Assets (i.e. Total Assets Intangible Assets) whenever possible in place of Total Assets. The traditional interpretation of Z-Score and Z"-Score is as follows: Z-score:z>2.992.99>z>1.81z2.62.6>z>1.1SafeZoneGrayZoneDistressZoneSafeZoneGrayZoneDistressZone