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Assume an individual makes a lump sum investment at the beginning of year one of $29,246, the present value of which is $29.246. The investor's discount rate, for an alternative safe investment, is 6.08 percent after tax. The expected return on this investment (received at each year-end) is as follows. Year 1: 14,335 Year 2: 8,193 Year 3: 6,474 Year 4: 16,335 What is the net present value of the investment under consideration? Round the answer to two decimal places