pls show financial calculater steps

what ive done is the bellow, it seems incorrect pls help

FV = 120'000 (40'000 x 4 + 50'000)

N = 108 ( 9 x 12)

I/y = 5

p/y = 12

c/y = 12

cpt pmt

Your son just turned 10 years old. He will need $40,000 at the beginning of each year for 4 years starting on his 19th birthday to attend university. You also wish to gift him $50,000 upon graduation. How much must you put aside every month, at the beginning of the month, starting today, to fund his education and gift, if you foresee earning a return of 5%, compounded monthly? Round to the nearest dollar. a) $1,301 Page 2 of 13 b) $1,327 c) $1,388 d) $1,394