Provide me with your recommendation as to whether I should invest in the property, VAS investment, or term deposit, including your rationale for the recommendation.

buy borrow int 660,000 530,000 2.50% 26,000 3% 900,000 legal stump dut 20,000 transfer fe finance valuation $500 rent rent increase sold(7th year) 2,000 year income expense 1 2 3 4 5 6 7 $26,000 $26,800 $27,700 $28,500 $29,000 $30,000 $31,000 42,000 18,000 18,000 18,000 18,000 18,000 $35,000 $1,600 $1,600 $1,600 $1,600 $1,600 $1,600 council rates home insurance rental manegement Rental mangement total investment return 1,600 2300 1500 1300 ($15,500) 1300 $9,000 1300 1300 1300 1300 1300 $9,000 $10,000 $12,000 $13,000 ($5,000) ROC ROI property yield annual rental income property value LVR 4% 31,000 $900,000 $130,000