Question 11 (3 points) Swed Which of the following would most likely be characterized as an annuity due a) Monthly rent or lease payments on an apartment paid to the landlord/property management company ) All are annuity dues. Monthly auto payment paid to the auto loan company/tender d) Investments in your 401K account made at the end of each month when you get paid e) Monthly mortgage payments paid to the home lender Question 12 (3 points) You received a credit card offer in the mail. The terms in the offer stated that interest would be charged at the rate of 1.75% per month What is the APR (annual percentage rate) of this credit card account? a) 14.58% 1) 1.78% d) 0.21%