Question 3 10 pts With regard to a residence, all of the following are advantages of owning except for: O homeowners may have a better credit rating O interest on mortgage is an income tax deduction a house is a form of forced savings, since mortgage payments contribute to an investment fewer responsibilities land appreciation typically adds to the value of the home 10 p Question 4 With regard to a residence, all of the following are disadvantages of owning except for: Air