QUESTION 3 (15 MARKS) a. Calculate the bank discount rate of return (DR) and the YTM-equivalent return for the following money market instruments: i. Purchase price, RM90; par value, RM200; maturity, 80 days. (4 marks) ii. Purchase price, RM97.00; par value, RM200; maturity, 300 days. (4 marks) b. You decide to take out a 30-year mortgage loan to buy the home of your dreams. The home's purchase price is RM120,000. You manage to secure a RM20,000 down payment and plan to borrow the balance of the purchase price. MRCB Mortgage quotes you a fixed annual loan rate of 12 percent. i. Calculate monthly payment. (5 marks) ii. Calculate total interest for the loan for the whole tenure of 30 years. (2 marks)