Question 4 (4 points) Which of the following statements regarding the perils covered under Coverage A: Dwelling of an HO-3 policy is (are) true? (Check all that apply.) Coverage A covers all perils except those specifically excluded in the policy. To deny payment of a claim under Coverage A, the insurer must prove that the loss was caused by a peril specifically excluded in the policy. Coverage A covers only those perils specifically listed in the policy. To receive payment for a claim under Coverage A, the insured must prove that the loss was caused by a peril listed in the policy