QUESTION 4 Sustainable in investment terms means Something which sustains you over the long run Considering only E and S factors in making investment decisions Considering ESG and economic and financial criteria in making investment decisions Not flying or using petrol or diesel vehicles and keeping the home heating thermostat 1 degree lower than before QUESTIONS if commercial banks factor ESG considerations into their lending decisions, the potential benefit to society is: It should lower loan losses It should help reduce financial instability It should help decarbonise the world All of the above QUESTION 6 There is a trade-off between resilience and efficiency in a company and therefore companies should Focus on resilience Focus on efficiency Maximise both resilience and efficiency Accept that there is a trade-off