Question 5 1 pts Troy and Melanie are considering buying a townhouse for $195,850. They would make a $25,000 down payment and borrow the rest with a 30-year fixed mortgage at 4.5%. Annual property taxes would be $3,600, and homeowners insurance would be $660 per year. They would also need to pay $70 per month for PMI. Find their total monthly payment (PITI) for the townhouse. $1,220.67 O $1,415.99 O $865.67 O $1,290.67