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Read and complete the following statements regarding the coverages provided by the PAP. Insurance companies can express their liability coverage using either a combined limit

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Read and complete the following statements regarding the coverages provided by the PAP. Insurance companies can express their liability coverage using either a combined limit or split limits. If a split limit is used, such as $100,000/$300,000/$100,000, then the third term in the limit expresses the maximum dollar amount that the insurance company will pay for the maximum amount paid for all vehicles damaged in the accident Most states allow you, as a poli each person's bodily injury expenses incurred in each accident hit of your policy, even if the following are true. Check all that apply. Most states allow you, as a policyholder, to seek reimbursement for your medical expenses up to the limit of your policy, even if the following are true. Check all that apply. O You have already received compensation from your health insurance company. Your insurance company proves that someone else was at fault and you've already been paid by the other person's insurance company. You are occupying a vehicle that is not covered by the policy. Three conditions must be met for you to receive compensation under Uninsured Motorists Coverage. These are as follows. Check all that apply. The only damages sustained in the accident are personal injuries; property damages are not covered. The at-fault motorist is underinsured or lacks insurance altogether. Another motorist must have been at fault in the accident. Underinsured motorists coverage is also available, and protects you, a policyholder, against damages caused by an at-fault or underinsured driver. If the at-fault driver causes damage than the limit of his or her liability coverage, then your company will make up the difference, up to less , and then subrogates with the negligent driver. more Underinsured motorists coverage is also available, and protects you, a policyholder, against damages caused by an at-fault or underinsured driver. If the at-fault driver causes damage than the limit of his or her liability coverage, then your company will make up the difference, up to , and then subrogates with the negligent driver. a maximum of $100,000 the limit of your policy - --- -- --- - -- - ----.. . -- -.L . ..-L Collision coverage pays to repair the policyholder's vehicle typically require this coverage, and unless replacement cos vehicle's regardless of who is at fault only if the policyholder is not at fault . Lenders and lessors ny will pay only the

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