Read the article below, and use it to answer the following question. Social Security checks to rise modestly amid push to expand benefits by Associated Press Millions of retirees will get a modest 1 6% cost-of-living increase from Social Security in 2020, an uptick with potential political consequences in an election year when Democrats are pushing more generous inflation protection. The increase amounts to $24 a month for the average retired worker, according to estimates released Thursday by the Social Security Administration. Following a significant boost this year, the cost-of-living adjustment, or COLA, for 2020 will revert to its pattern of small increases. But seniors and advocates complain that the inflation yardstick used to determine the annual adjustment doesn't adequately reflect their costs, mainly for healthcare. The COLA affects household budgets for about one in five Americans, nearly 70 million people, and that includes Social Security recipients, disabled veterans and federal retirees. The criticism of the COLA formula has been taken up by Democratic presidential candidates and congressional Democrats. That's helped to shift the Social Security debate from what used to be a near-exclusive concern with the program's solvency to a focus on expanding benefits, including but not limited to the cost-of-living adjustment. "Most of the discussion about Social Security is about how can we promise more, rather than how can we keep the promises we're already making" said conservative retirement policy expert Charles Blahous, who as a former public trustee of Social Security once helped oversee its finances. Starting in January, the estimated average monthly Social Security payment for a retired worker will be $1.503 a month with the COLA Joe Schiavone, who retired from flooring sales and lives on Florida's Space Coast, says it feels like he's not keeping up. "My biggest concern is that your money is buying less and less," said Schiavone, who's in his early 80s. "The figure that they use for the rise in the cost of living to me is very erroneous." Schiavone points to increased healthcare premiums and copays, along with other kinds of insurance costs, as the main culprits. He expects that part of his