Regarding your second research paper, you have to Discuss how Insurtech enables firms to achieve their ambitions across the ESG spectrum, Report requirements: 1. You can work in a group of five maximum, individual submissions will not be accepted. 2. The report should only be in English. 3. The report should be written in your own language as plagiarism and academic integrity are seriously considered. 4. Please submit 2 copies of your report; one as a hard copy in the class, and the other copy must be sent through Ritaj. 5. You should write no minimum than 1000 word 6. you should add all the references you use