Respond to each of top 3 personal risks identified. Each risk should be stated in full and then treated with a primary risk response and risk controls where applicable. An explanation should be included as to why that particular risk response was the best choice for that risk.

1/ Hazard Risk: Accident while walking on the snow when going to the workplace.

2/ Compliance risk: Non-compliance with visa regulations for international students studying and working may lead to legal consequences, visa revocation, and disruption to students' educational and employment opportunities.

A) Treat the Hazard Risk and Compliance Risks with the 4Ts (tolerate, treat, transfer, terminate). The range of risk controls for hazard risks and Compliance Risk is a hierarchy described as PCDD (preventive, corrective, directive, detective).

3/ Opportunity Risk: Studying Oversea and getting a good job.

Treat the Opportunity risk by using The 4Es of opportunity management explore, exit, exploit and exist are responses for the management of opportunity risks as part of a strategic risk response; there are actually 5Es if expand is included.