Roman is 48 years old. After graduating from high school (in 1982), he served 20 years in the Air Force. He then went to college for five years, graduating with a degree in engineering. For the next four years, he was employed by his wife in her business. For the past year, he has worked for an engineering firm. Is Roman fully insured?

Yes, he should have the 40 credit that would make him fully insured.

Yes, he should have the 25 credits that would make him fully insured.

No, he must be employed for the last 10 consecutive years.

No, he is only 48 years old.