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Salem is a newly licensed insurance agent working with his first set of clients on an application for an accident and sickness policy. Salem is
Salem is a newly licensed insurance agent working with his first set of clients on an application for an accident and sickness policy. Salem is working with a more senior agent who is helping with his training process. Which of the following statements about Salems role is CORRECT? | ||
a) | Salems role should be to act as the recorder of the information on the application and he should not seek further information or provide interpretation. | |
b) | Salem is responsible for ordering an inspection report if information disclosed on the initial application would warrant it. | |
c) | Salem will likely be required to have the applicants complete a hazardous sports and occupations questionnaire if they indicate these hazards on the application. | |
d) | Salem should not attempt to interpret his clients answers on the non-medical form because it could introduce bias for the underwriting department. |
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