Sandy, a single person that owns their own home has the following financial situation information from the last year:

Annual gross income of $$40,000.$

$$500$ in itemizable deductions

Retirement account contributions of $$500$ per month

Health insurance that costs Sandy $$150$ per month

Educational expenses of $$2,000$

Monthly Expenses of $$2,500$

Also, tax information for the year is:

The standard deduction for a single filer is $$12,550$

The personal exemption for a single filer is $$0$

Sandy's average tax rate is $12\%$

The education tax credit is either $$3,000$ or annual education expense, whichever is less.

What is Sandy's monthly estimated take$-$home pay?