Selena has accepted $100,000 from her parents from the sale of a piece of land near their residence. She plans to use the money to buy her dream house worth the same as the amount she received from her parents. At the same time, she also approached by her friend who runs a business who invited her to invest in his business by offering a monthly return of $650 for 30 years. This situation make her in confusion whether to buy a house or make an investment.

Then she decided to choose both where to buy a house he had to make a loan at a local bank with a loan rate of 7% for a loan period of 30 years.

.Determine the amount of net cash flow earned by Selena on the decision choices made.