Session 4: Homeowner Segmentation Decision Recommendation Enter the results of your spreadsheet analysis in the highlighted spaces With 20\% Overall Rate Increase ( 36 points) With Segmented Rate Increase ( 36 points) You are going to make a recommendation to the company CEO and CFO. Enter your answer below. A second page to complete your answer is acceptable if needed. Include: - A recommendation - A short discussion regarding the change in loss ratio - A short discussion regarding the change in Company $ Point breakdown is as follows for a total of 28 points: - 10 points for making a recommendation 5 points for stating the decision 5 points for validating your decision by completing the next two items 9 points for discussing the change in loss ratio 4 points for stating the difference, if any 5 points for indicating how the loss ratio difference will affect the company - 9 points for discussing the change in Company $ 4 points for stating the difference, if any 5 points for indicating the effect the change in Company $ could have on the company RECOMMENDATION: Session 4: Homeowner Segmentation Decision Recommendation Enter the results of your spreadsheet analysis in the highlighted spaces With 20\% Overall Rate Increase ( 36 points) With Segmented Rate Increase ( 36 points) You are going to make a recommendation to the company CEO and CFO. Enter your answer below. A second page to complete your answer is acceptable if needed. Include: - A recommendation - A short discussion regarding the change in loss ratio - A short discussion regarding the change in Company $ Point breakdown is as follows for a total of 28 points: - 10 points for making a recommendation 5 points for stating the decision 5 points for validating your decision by completing the next two items 9 points for discussing the change in loss ratio 4 points for stating the difference, if any 5 points for indicating how the loss ratio difference will affect the company - 9 points for discussing the change in Company $ 4 points for stating the difference, if any 5 points for indicating the effect the change in Company $ could have on the company RECOMMENDATION