Someone needs to borrow $10,000 to buy a car and the person has determined that monthly payments of $225 are affordable. The bank offers a 3-year loan at 7% APR, a 4-year loan at 7.5%, or a 5-year loan at 8% APR. Which loan best meets the person's needs? Explain. Which loan best meets the person's needs? (Round to the nearest cent as needed.) OA. The third loan best meets the person's needs because the monthly payment of $ OB. The second loan best meets the person's needs because the monthly payment of $ OC. The first loan best meets the person's needs because the monthly payment of $ OD. None of the loans meet the person's needs. is less than the maximum budgeted amount of $225 per month. is less than the maximum budgeted amount of $225 per month. is less than the maximum budgeted amount of $225 per month.