Starting at end of 2020, Steve saves $10,000 per year for 10 years. Then he leaves the entire 2029 ending balance invested for the next 30 years. At the end of 2030, Pete begins to save $10,000 per year for the next 30 years. Both Steve and Pete earn 7% per year. Who finishes with the most money at the end of 2059? In sum, Steve invests $10,000 for 10 years and allows that balance to grow for 30 years, and Pete invests $10,000 for 30 years.