Steve had a complicated medical procedure in 2020 that gave him a bionic arm. It cost him $6,000,000. His net income for the year was $100,000 and had federal tax payable after all tax credits except the medical credit of $15,000 (the text book gives the formula (medical expenses paid 3% it net income, limited to $2,397) 15% What will Steve's federal tax payable after all tax credits be for 2020? Select one: a. $12,603 b. $2397 c. $899,550 refund d. $0